Retirement planning empowers self-employed individuals to build long-term personal wealth while unlocking immediate, highly beneficial tax advantages. This tag explores specialized contribution limits for SEP IRAs, Solo 401(k)s, and traditional or Roth IRAs. Secure your financial future while lowering your current year’s tax liability.
Quick answer: Your Adjusted Gross Income (AGI) isn’t your Schedule C net profit — it’s that number after a few more subtractions, most notably half your self-employment tax, your self-employed health insurance premiums, and any retirement contributions. AGI is usually meaningfully lower than your net profit, and it’s the figure that determines a lot more … Read more
Why gig workers filing Schedule C already qualify for the QBI deduction without forming an LLC, and where the SSTB phase-out actually applies.
Whether to contribute to your Solo 401(k) as the employee, the employer, or both — and why the order you fund them in actually matters.
How a Solo 401(k) and a SEP IRA differ in contribution room and flexibility, and which one fits depending on your income and timing.
A free calculator that shows what you actually keep from self-employment income — enter what you billed and spent to see the real number.
![Self-Employed Tax Deductions: The Complete List for [currentyear]](https://taxsoloist.com/wp-content/uploads/2026/09/feature-self-employed-tax-deductions-the-complete-list-for-2026.jpg)
The full list of deductions that actually apply to freelancers, gig workers, and 1099 contractors in 2026, with the current numbers for each one.
